The Rates displayed are for 45-day locks on purchases and 30-day locks on refinances. Rates are quoted with an Origination Charge of 1% plus $300 (minimum of $925) and are based on you establishing an escrow account for taxes and insurance. Rates and/or fees are subject to change without notice. Your rate and/or fees are subject to change based on your loan-to-value (LTV), combined loan-to-value (CLTV), credit score, loan amount, loan purpose and occupancy. The rate displayed may not be your final rate and additional fees may be required.

Rates are not guaranteed until you have applied and locked your rate with a loan originator. Your loan must close according to the terms of the lock-in agreement for your rate to remain valid. Adequate homeowners insurance is required . Flood insurance will be required if your property is determined to be in a flood zone. If your LTV is greater than 80%, private mortgage insurance will be required . Private mortgage insurance will increase your payment amount and your APR.